October 18, 2013 3:09 am
Being financially responsible doesn't have to mean boring. It does include setting priorities on how to spend and how to save. With a little creativity, it's possible to have fun with family and friends and still stick to your budget, which should include saving toward specific goals.
Here are some suggestions on how to be frugal, but still have fun.
Rent a movie. Before spending a small fortune to see a recent release, rent a movie you forgot to see before it left theaters. Spend $15 on the rented movie and snacks from the grocery store and put the remaining money in your savings account. What would have been a $45 date night is now a frugal movie night.
Take a picnic to a public park. Instead of spending your play money to go out to eat all the time, pack up a picnic basket and head to a nearby park with your loved ones. Enjoy the outdoors by bringing a ball, kite or frisbee so you can play after lunch. Many state parks require a small fee, but most local public parks are completely free. A day in the sun is the perfect time to save for a rainy day, so deposit the money you would have spent eating out straight to your savings account.
Visit the museum and zoo on free days. Many entertaining destinations like these have a designated day each month for the public to enter at a free or reduced rate. Instead of paying around $30 for two adults to be admitted, with a little planning you can check out American Indian relics, paintings and animals for little or nothing.
Take a bike ride. Who decided exercise had to be boring? Take a new bike path or explore a neighborhood you've always wanted to see. You'll find out more about the area in which you live and make yourself more fit in the process.
Participate in a seasonal tradition, visit a pumpkin patch. Fall, food and fun—you can't go wrong. Take some friends to pick pumpkins, and later, spend the evening baking pumpkin pie. If you pull the money for pumpkins out of your grocery budget, you will have spent no money on entertainment at all.
By participating in a little frugal fun, you can work toward your savings goal without radically changing your lifestyle; if you do one of the ideas mentioned each weekend, you can save your way to something even more fun, like an island getaway.
Source: BMO Harris
Published with permission from RISMedia.